The remaining items will find a new home at our home.

Well, duh! Those contents are now at our home waiting for me to decide which to put into DW's SDB at another local bank. I was informed that I could get another box at a different branch if one was available. I recently received a letter informing me that I would be losing my SDB due to that branch of the bank being closed. IME at several banks an ID is sometimes required other times only presentation of a key, a stated name that matches one of the authorized names for entry to that box, and a close enough signature are all that is needed. If not, you probably didn't need a SDB for them in the first place. Possession of a key for a box in the correct bank (all SDB keys look alike IME) and a reasonably matching signature are likely more than would be required for entry into your home or where ever you have those certain things now. No one can get in your safe deposit box without your key. 'I've taken certain things out of the box until I have this sorted.'ĭo you think those certain things are safer at your home than in the Safe Deposit box? They're a little easier to check than an ID, but for a deposit box being accessed once or twice a year the extra 30 seconds shouldn't matter (in my opinion). I guess I just don't understand the rationale behind asking for identifying information instead of an ID, as the former (even SSN) are not really private these days.

I should have made a note right after it happened, but my recollection is that they asked for some of the personal information you listed.

In this case, I had no prior interactions with the banker so they shouldn't have recognized me. ations.pdfĪnd it mentions that they will ask for your personal information (name, address, DoB, TIN) but only that they ' may' ask for an unexpired photo ID, and 'may' periodically validate the information you provide to to ensure reasonable assurance of your identity.ĭid your bank ask for your name and other information that they may have felt sufficient to identify you? Is it possible the banker recognized you from prior interactions? I looked at BoA's safe deposit box agreement.

Bank safe deposit box signature card